How Much of Your Retirement Income do You Want Guaranteed?

 

The Good News . . .

 

Enhancements in medical technology help people live longer.

Many retirees enjoy higher standards of living.

Many retirees enjoy a more active lifestyle than previous generations

 

Some of the Challenges Today's Retirees May Face Include:

 

Social Security Benefits may replace a smaller portion of pre-retirement earnings.

Defined Benefit Plans are available to fewer retirees.

Fewer employer-sponsored retiree health care plans.

Most retirees aren't sure how to efficiently generate retirement income on their own.

 

Implications of Retirement Income Risks

 

Traditional approaches can fail if you live too long.

Cannot diversify away systematic risk.

Guarantees matter!  Guaranteed lifetime income can be a crucial component of a retirement plan.

 

A Lifetime Income Annuity Can Offer:

 

A guaranteed monthly paycheck for life.

Ability to provide income over two lives.

Death benefit protection.

Protection against inflation.

 

A Lifetime Income Annuity Provides Clients with Higher Payouts

 

Lifetime income annuities deliver higher payouts because, in addition to distributing gains and principal, they subsidize those who live longer with the capital of those who die early.

 

Call us today at 480-840-2316 to schedule an appointment to learn more about the Lifetime Income Annuity and see if it is right for you. 

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October 19, 2018 @ 12:25 PM

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